Hi my GlitterFriends…….it’s been a looooooooooooong time, I have miss you guys so much! I really want to start off 2018 with a bang (or shall I say bling) and talk about budgeting. I know it isn’t the sexist or funniest topic to talk about but seriously everyone I mean EVERYONE should budget. If you are wondering, we are NOT in a financial crisis, my husband’s work is doing very well (Thank the Lord for providing). But you know what, it is so much easier and better to do budgeting when you don’t have any bad debts (such as credit cards, cash advance or car loans to some extent) because you aren’t consistently stressing about it.